At Loanitol ("we," "our," or "us"), your privacy is of utmost importance. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you visit our website [www.loanitol.com] ("Website") or use any of our services.

By using our Website or services, you agree to the collection and use of your information in accordance with this Privacy Policy.

Information We Collect

We may collect the following types of personal and financial information from you:

Personal Information

• Full name
• Date of birth
• Mobile number
• Email address
• PAN number
• Aadhaar number
• Address and location data with pincode

Financial Information

• Employment status and salary/income details
• Bank account details
• Credit score and CIBIL report
• Existing loan details
• Documents like payslips, bank statements, income tax returns, GST returns

Automatically Collected Data

• IP address
• Browser type and version
• Device information
• Cookies and usage data

How We Use Your Information

We use your information to:

• Assist in your loan application process
• Match your profile with the right loan products
• Communicate updates, offers, and services
• Share your profile with relevant banks/NBFCs
• Improve and personalize your website experience
• Comply with legal obligations

We do *not* sell or rent your personal data to third parties for marketing.

Sharing Of Information

We may share your information with:

• Partner banks and NBFCs to process your loan application
• Third-party verification services (for KYC/credit check)
• Legal and regulatory authorities as required by law
• Our trusted service providers (under confidentiality agreements)

Data Security

We take data protection seriously and implement security measures such as:

• SSL encryption
• Secure servers and access controls
• Limited internal access to your data

However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

Your Rights

As a user, you have the right to:

• Access the personal data we hold about you
• Request correction of incorrect information
• Withdraw your consent at any time
• Request deletion of your data (subject to legal limits)

You can exercise these rights by contacting us at support@loanitol.com

Cookies Policy

We use cookies to:

• Understand how users interact with our website
• Improve your experience by remembering preferences
• Track analytics and performance

You may choose to disable cookies via your browser settings, though this may affect site functionality.

Links To Other Websites

Our Website may contain links to third-party websites such as banks, NBFCs, or service providers. We are not responsible for the privacy practices or content of those websites. We advise you to read their privacy policies separately.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

Changes To This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised "Effective Date." Please review it regularly to stay informed.

Contact Us

For questions or concerns about this Privacy Policy or your personal information, please contact:

Loanitol

3rd Floor, V.E Arcade , Opp.Vyaparabavan , Palarivatam P.O ,Ernakulam -682025 , Kerala

Email: info@loanguru.in
Phone: +91-9090388883
Website: www.loanitol.com