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Accelerate Your Journey with Flexible Car Financing

Own your dream car with simple and convenient financing.

Overview

Buying your dream car is now easier with our fast, affordable, and transparent car loan solutions. We help you finance new and used cars with competitive interest rates, flexible repayment options, and quick approvals—so you can focus on the joy of driving.

Whether you are a salaried professional, self-employed individual, or business owner, we compare multiple lenders to find the best car loan offers tailored to your profile.

Loans

New Car Loan

This type of loan enables you to borrow funds from a bank or other financial organization in order to purchase a new vehicle.

Used Car Loan

This type of loan enables you to purchase a pre-owned vehicle by obtaining a loan from a financial institution.

Auto Refinance

Using your vehicle as collateral to obtain a loan is possible through auto refinance. A car should not be older than ten years.

Car Loan Balance Transfer

This entails moving your loan from your existing lender to one with better conditions. If the new loan has a lower interest rate, you might be able to reduce your monthly payments.

Features

  • Instant Access to Funds
  • Flexible Loan Tenure Options
  • Fixed Interest Rates
  • Tailored Loan Amounts
  • Convenient Monthly Repayment Plans
  • Potential Tax Advantages
  • Financing Available for Both New and Used Cars
  • Maximum Funding on the Vehicle’s Value
  • No Requirement for Full Upfront Payment
  • Fast Loan Disbursement
Fundraising

Eligibility Criteria

Age:
  • Salaried Individual: Age range of 21 to 58 years
  • NRI Salaried Individual: Age range of 23 to 60 years
  • Self-Employed Individual: Age range of 25 to 65 years
  • Self-Employed Professional: Age range of 25 to 65 years
Income:
  • Salaried Individual: Should earn a minimum of ₹25,000 per month, with standard deductions, credited to their account.
  • Self-Employed Individual: Should have filed their latest Income Tax Return (ITR).
  • NRI Salaried Individual: Should have a minimum salary of ₹1 lakh credited to their account.
  • Self-Employed Professional: Should have a minimum net annual income of ₹3,00,000.
  • Rental Income: Should have a valid rent agreement, with the rent amount credited to their account.
Credit Score:
  • A credit score of 750 is considered a good score for approval.
Experience:
  • Salaried Individual: Must have 2 to 3 years of experience in an MNC, Private Limited, or Public Limited Company.
  • Self-Employed Individual: Must have at least 3 years of experience in their current field.
  • Self-Employed Professional: Must have a minimum of 2 years of experience in their current field.
  • Rental Income: Requires at least 2 years of experience in property rental or a lease agreement of at least 5 years.

Documents Required

Income Document Salaried
  • ID and Address Proof
  • PAN
  • Form 16
  • Employee ID Card
  • Salary Slips for the Last 6 Months
  • Bank Account Statement for the Last 6 Months
  • Proof of Employment Duration
Self-Employed Individuals
  • ID and Address Proof
  • PAN
  • Company PAN Card
  • Trade License
  • Establishment Registration Certificate for Shops, Factories, or Other Establishments
  • GST Registration Certificate
  • Proof of Business Constitution
  • Business Address Proof
  • ITR and Financial Statements for the Last 3 Years
  • Bank Account Statements for All Business Accounts covering the Last 12 Months
  • GST Returns
Self Employed Professional
  • ID and Address Proof
  • PAN
  • Bank Account Statement for the Last 12 Months
  • Proof of Qualification
  • Registration Certificate
  • Professional Practice License for Doctors, Chartered Accountants, etc.

Fees & Charges

Other Fees
  • Processing Fee
  • Login Fee
  • Stamp Duty
  • Documentation Charges
  • Penal Charges
  • EMI / Cheque Bounce Charges
  • Foreclosure Charges

Frequently Asked Questions

A car loan, also known as an auto loan, is a type of loan specifically designed to finance the purchase of a vehicle, repaid through fixed installments with interest over a set period.

Yes. Some banks offers you up to 100% on-road funding for selected models of cars.

For loans, a credit score of 750 or more is regarded as great. As a result, you will be able to obtain a larger loan amount at the most favorable auto loan rates.

Its based on banks. Some bank offers 100% financing of the vehicle's on-road cost for a limited number of vehicles. This removes the need for a down payment.

Car Loan tenures typically range from 1 year to 7 years.

Feel free to get in touch with us

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