Fuel Growth with NBFC Fundraising Solutions
Raise capital fast for your NBFC with tailored, reliable fundraisingn support.
Raise capital fast for your NBFC with tailored, reliable fundraisingn support.
Banks can extend loans to Non-Banking Financial Companies (NBFCs), including Housing Finance Companies (HFCs), Infrastructure Finance Companies (IFCs), and Asset Finance Companies (AFCs), in the form of working capital limits and term loans, provided the NBFCs comply with RBI norms and are aligned with a leading business group or bank.
Banks are permitted to extend need based working capital facilities as well as term loans to all NBFCs registered with RBI and engaged in infrastructure financing, equipment leasing, hire purchase, loan, factoring and investment activities. Banks are also permitted to extend finance to NBFCs against second hand assets financed by them. Banks may formulate suitable loan policy with the approval of their respective Boards within the prudential guidelines and exposure norms prescribed by the RBI to extend various kinds of credit facilities to NBFCs for permitted activities.
NBFC/HFC/ MFIs require constant flow of funds for onward lending. They also require bank guarantee for securitization of portfolio. We provide Working Capital Term Loans, Cash Credit and Bank Guarantee facilities. We cater to all categories of NBFCs, Asset Finance Companies, Gold Loan Companies, Fintech Companies, Housing Finance Companies, Micro Finance Companies for onward lending purpose
To maintain required Capital Adequacy Ratio (CAR) as per RBI norms.
To fund for lending activities to expand their business
To ensure sufficient funds for day-to-day operations and meeting obligations.
To fund for lending activites to expand their business.
Technological Upgradation
Banks consider an NBFC's compliance with RBI regulations and guidelines.
Banks may prefer NBFCs that are subsidiaries or associates of large business groups or have strategic investments from banks.
Banks consider the purpose of credit, the nature and quality of underlying assets, and the borrower's repayment capacity.
Banks assess the risk associated with lending to NBFCs.
Cash Management Services - Receivable management, bulk disbursement, payment management services
Lending to NBFCs, Asset Finance Companies, Gold Loan Companies, Fintech Companies, Housing Finance Companies, Micro Finance Companies and others
Advice to clients regarding compliance, regulations, product development, portfolio monitoring etc.
Access to funds with minimal documentation requirements, ensuring a quick and seamless process.
NBFCs benefit from customized financing structures that allow them to manage cash flows effectively through flexible repayment schedules.
Availability of diverse funding products tailored to business requirements, enabling NBFCs to optimize capital utilization.
Fund-raising support is integrated with a wide range of banking services including Current Accounts, Escrow Accounts, Salary Accounts, Bulk FDs, Life Insurance Services, NACH/ACH facilities, FD/OD facilities, Bank Guarantees, and CMS solutions - ensuring complete synchronization and operational efficiency.
Ensuring convenience with doorstep assistance, resulting in quick approval and faster disbursal of funds to meet business needs without delays.
Requirement: RBI registration and adherence to all applicable regulations (capital adequacy, NPA management, KYC/AML).
Indicators: Strong credit rating, consistent profitability, healthy asset quality (low NPAs), adequate capital adequacy ratio (CAR).
Assessment: Experience and expertise of the management team.
Requirement: Robust risk management policies and procedures.
Viability: Sustainable and well-defined business model.
Acceptable Uses: Funding for lending activities, expansion, technological upgrades.
A long and good track record might be preferred by the lenders.
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